What does a Unit Trust Consultant do?

Assalamualaikum dear readers...

Before I proceed to explain, I am sorry if my blog ni bahasanya bahasa rojak. Sebabnya, I don't want to sound too serious and most times I tend to write what crosses my mind, word for word. Asalkan mesejnya dapat difahami,  I believe this blog will serve its purpose..insyaAllah.

So apa sebenarnya yang Unit Trust Consultants jual? Sebenarnya  Unit Trust Consultants atau perunding unit amanah TIDAK menjual. Apa yang kita buat ialah membantu pelabur-pelabur mencapai keinginan kewangan mereka

Different people have different needs.

Some investors invest for retirement purpose, some investors  for their children's education, some investors invest to gain some form of cash fund at certain age. Basically what Unit Trust Consultants do is guiding these investors to achieve their financial needs via investment in unit trusts fund. Helping them to choose the products that best fit their purpose.

There are people out there who are oblivious to the needs of savings for retirement. Ada jugak yang tak pernah tau about unit trust. So being a UTC, we make them aware the importance of savings, the inflation factor which is eating up the value of money, the various investment vehicles available in the market and so on.

Wah! cam complicatednya bunyi. Oppsss jangan exit this blog dulu. Tidak lah susah mana pun sebenarnya. Kesemua ini boleh di pelajari melalui kursus yang dianjurkan oleh pihak syarikat . And I personally will coach those who need my help. If not me, my fellow UTCians are willing to share their knowledge too. Sharing is caring...kan.

Trust me you will find Unit Trust Consultants ni come from various background. Ada yang pernah jadi  designer, ada yang PA to a boss, ada yang kerja prepare food for MAS flights etc. And these people yang i mentioned ni are successful Unit Trust Consultants. They don't have a financial background but they are willing to learn to succeed. Jadi kerjaya ni tak lah susah mana pun. Siapa pun boleh jadi Unit Trust Consultant yang berjaya, insyaAllah.

Besides helping investors in achieving their financial goals, Unit Trust Consultants juga perlu untuk service their clients by updating their investment status, letting them know when they have reached their desired return etc. Sounds difficult again? Nooooo lahhhhhhh... As long as you are willing to learn, takde apa pun yang susah.Nothing venture nothing gain.

 Finally,  adalah some minor services yang kita buat untuk our investors as and when. I will explain this in further details when you see me, insyaAllah.

 







PS :Forgive me for my grammatical mistakes here and there. Editor's brain not working at times. :)

The Non Monetary Value

Salam Dear Readers...

So far when we talk and discuss about career or business the main factor will always be the $$$$$$ factor. Right? When we started our first job, how much is being paid is the top of the questions' list. When we venture into business or sales line, its always about how to increase income, how to change lifestyles etc. Yes its true, money is the motivation, the pushing factor for almost everything. We worked hard for money.



Little do we realise that  along the way  to achieve the goals that we set, we have trained ourselves to become a better person. How?

A good salesperson will have all the good qualities.

After 4 years in this industry, I have learned to be patient, persistent and focus . I have learned to handle objections calmly, to well manage my time, to have a better discipline.

I didn't have much confidence in public speaking then. But now I do. I didn't know that I can give training to a group of people. But now I can.

I open my mind to lots more knowledge via books and trainings. And now I am writing a blog thus empowering my writing skills. I do hope you like what you read. :)

So you see, its not just about the unlimited income that we are after but  the fact that we are adding this non-monetary values to our lives too. These new qualities that we find in us can be applied not just in this career but in other areas in our lives for example in our relationship.

I am not saying that you don't have all these good qualities with you now. But who knows, with a change in a career or leaving a comfort zone, you will discover something new about you. Or even enhance the ones you already have.




So think about it, you might discover one thing more that you love about yourself. 

Who wants to travel for free?

Assalamualaikum my dear readers...

Semoga hari ni urusan anda semuanya berjalan lancar dan segalanya dipermudahkan Allah.

I just love traveling. Right from the moment I plan the traveling time and itinerary, to the packing, to the journey and everything else till the end, traveling always excites me. Siapa yang suka travel mesti share the same excitement as I do. Some people suka travel sebab suka shopping. I am a nature person so kalau I travel I suka  lihat keindahan alam and learn the culture and custom of that country. Plus,  I love trying foreign foods too.

How do you feel if you can travel for free? Awesome isn't it? Bukan pergi negara orang untuk bekerja ya, tapi really melancong for free. Everything is being paid for cuma bawak duit shopping aje.

Bila I joined this career as a full time agent in 2009, I qualified for Korea trip. So in 2010, I traveled to Korea, a country yang I takkan terfikir nak keluar duit poket sendiri to go to. It was a memorable trip. Best gila!

Me and Friends trying Korean traditional costume.

Then in 2010, I qualified to Beijing but I chose to go to Phuket instead. I sold my ticket, got some extra cash and went to Phuket. Love the beach and the food in Thailand. Makan memang sedap. Tak perlu nak risau sebab the company akan pastikan semuanya halal untuk orang islam.

In 2011, I qualified to LA. That's Los Angeles for real bukan Lebuh Ampang yea.  Off I went to LA n Las Vegas in 2012. The most memorable time was my visit to Grand Canyon. I kan suka nature. Naik helicopter, went down to the Grand Canyon and had a short boat trip along Colorado River. Bukan senang dan murah nak merasa semua tu kan?

That's me...panas-panas pun sanggup posing. The view memang sangat cantik.

 

Last year's sales qualified me for an Amsterdam trip this year. But due to personal reasons I didnt go. But kalau kita tak pergi, we can sell the ticket and get cash for it. Wow! dah le free trip, bila tak pergi boleh dapat cash pulak.

This year, Alhamdulilah, I have qualified for  Turkey trip. I will go next year InsyaAllah. Can't hardly wait.

You can also travel for free you know. Not only that, you will also be given shopping money. Macam mana nak dapat semua ni? Well I will tell you when you contact me.

So untuk mereka yang nak merasa a career yang sangat awesome and brilliant ni, call me for a free consultation. Spend about an hour of your time and who knows this might be the career you are looking for.

Have a good day.  Salam.

The advantages of flexi time.

Assalamualaikum dan Selamat Hari Raya Aidil Adha.

One of the things yang paling best about being a freelance agent is the flexibility of time. Baru-baru ni my daughter kena chicken pox. The instict of a mother is to stay at home and look after her, but memandangkan she is not having a high fever, I still buat appointments. But my appointments semua settle by 3 or 4 o'clock, so i ada masa nak check on her after that. Alhamdulilah she is getting better now.

There was one time my son had a viral fever. Masa tu memang I tak buat any appointments sebab nak looked after him. Of course la ada la jugak rasa risau nak mengejar target sales for the month tapi i believe akan rezeki dari Allah. After my son dah baik, i really focused on my sales and Alhamdulilah semuanya dipermudahkan.

So salah satu perkara yang buat I appreciate my work is the flexibility of my time.  Tapi dalam pada itu disiplin diri juga sangat penting. Sebabnya, kalau kita terlalu mengenjoy the flexi time, we will lose focus, thus will lose everything else.

So to my readers,  sit and think, best tak jadi unit trust consultant yang tak perlu mintak signature boss nak cuti, cari orang nak ganti kerja bila nak cuti, gets all the glaring looks from co worker and bosses when you have to take sick leave or emergency leave...etc ..etc..etc.

Come and join me. Call me at 012 6923244 or email me bayaniab@gmail.com. for further info.